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Mortgage Center

Mortgage Center
Sharon Lott, CRS, GRI
Sharon Lott CRS, GRI
(407) 247-3224
(407) 247-3224
A Premier Class Realty
5036 Dr Phillips Blvd #311
Homes and Land in Orlando, Southwest Orlando, Windermere, Dr. Phillips, Winter Garden, Gotha, Ocoee
Welcome to the Mortgage Center.  

The interest rates and payments are estimates and are not guaranteed until you submit an application and the interest rate is officially underwritten by a mortgage company. Also, Payment calculators do not include Private Mortgage Insurance. PMI could be required by some Mortgage Companies based upon the mortgage amount requested.
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Mortgage Qualification Calculator
Enter the values below. The calculator will try to calculate what kind of income lenders will expect you to be making to qualify for the specific values. Property tax and home insurance numbers vary greatly by region so those fields are left at your discretion.
How Long will it Last?
Here is a new twist on the mortgage calculator. Here you tell how much you want to spend each month, an interest rate and a loan amount, and the computer tells you how long it will take you to pay it off!

Rent or Buy -- A Scenario
This form allows you to compare renting versus buying by submitting how
much you want to spend a month and how much down you would put into
your house.
How much house can you afford?
Submit some values below and find out for yourself.
Simple Loan Payment Calculator
Enter the values of your loan payment to calculate your monthly payments.
Annual Percentage Rate (APR) calculator
Enter the interest rate of your loan, the points and costs and the loan amount. It figures the rest. Note that the other costs are not very neatly defined and not all lenders use the same items (appraisal, per diem interest, etc.). To get more specific you will have to find out what your lender includes.

Convertible Balloon Mortgage Calculator
These days 5/25 and 7/23 convertible balloon mortgages are getting more popular since they provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years. The risk, of course, is what happens after the initial fixed period is over and you have the possibility of converting your loan. Here is a calculator to try to answer those questions...

Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.

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